I am amazed at the price they are charging for this. It is just a binder with plastic inserts. The binder and the add on sets come to well over £100. They were flogging an American system of binders with bits of card to put in a while ago and this is obviously copying that. You can get binders very cheaply and anybody, even someone is not a crafter, care surely manage to put their photographs and bits of card and paper in.